If you are in the early stages of your search for a new home, you will want to start by getting pre-qualify for a mortgage amount. Pre-qualifying will tell you what price range you can afford when looking at homes. It is a simple process that takes about 10 minutes on the phone. Simply call us with some basic information (your annual gross income and the minimum required payments on all loans and credit cards), and we can give you an idea of the price range for which you qualify.

This is also a good time to take a look at your credit report. If you have not seen your credit report recently, then you may not be aware of “surprises” on the report. By looking at the report early, you will give yourself time to clear up any issues with creditors. This will speed up the loan process.

We can help you even at this early stage. You can start by downloading the “Information Release Authorization” form, which when completed and faxed to our office, will allow us to pull your credit report.
 

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